Save a working checklist as you research a Bay Area property. Review official resources, then confirm details with qualified professionals.
Adjust the full cost of ownership right here, then choose whether to send your scenario for a personalized buyer consultation.
Planning estimate, not a lender quote or tax assessment.
Send Barry your estimated budget and monthly cost. Your contact information and estimate are only submitted when you press Send.
Use these questions to identify risks early and decide which professionals and records you need. Disclosure and inspection requirements depend on the transaction.
Compare advertised bedrooms, baths and square footage against assessor and building-department records. Ask whether additions, conversions and major systems work were permitted and finaled. A listing description alone does not establish legality.
Obtain a property-specific insurance quote before removing contingencies. Review flood, wildfire, earthquake, landslide and drainage exposure using official hazard resources, inspections and disclosures.
Request budgets, reserve studies, insurance summaries, board minutes, assessment history and information on litigation. Review deferred maintenance and upcoming projects, not only monthly dues.
Compare the calculator above against a lender's loan estimate, parcel-specific taxes, insurance quotes, utilities and realistic maintenance. Budget for supplemental tax bills and one-time closing costs separately.
Check off the items you've reviewed. Your progress stays in this browser on this device; it is not sent to us. This is an educational checklist, not a substitute for disclosures, inspections, legal advice, or insurance quotes.
Explore mapped wildfire, earthquake, flood and other hazards. Map layers are a starting point, not parcel-level assurances.
Consumer resources for homebuyers, disclosures, inspections, and financing.
Understand flood risk and find additional official mapping resources.
Bring your questions and documents to a property-specific conversation.
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